Do you need additional insurance before you load up?:
An inventory of what you are moving with its value and condition documented allows you to determine if you need to purchase additional insurance before the move. Are your "high value items" adequately covered?
When you need an objective thirds party:
Black Box Inventories works with you and your attorney in situations where an uninvolved third party is required to perform a property inventory. Pre-nuptial agreements, divorce and estate settlement situations often require such documentation.
If you need to file a claim for loss or damage:
A detailed inventory will be a valuable asset if you need to file a claim with your moving company for loss or damage.
Landlords and Renters both benefit:
Perhaps you own rental property or a vacation home rental, or you rent a home or apartment. Landlords and renters both benefit from documenting the condition and contents of rental property. Vacation rental property should also be documented and updated annually.
Simplify Your Life
You'll have a detailed listing of what you own available when you need it, whether that is for insurance purposes, estate planning, estate valuation, tax issues, moving, legal issues, or other reasons. And, it's simple to update annually!
Protect Your Investments
Have proof of ownership and value of your personal property readily available for speedy and accurate insurance claims.
Enjoy Peace of Mind
With a detailed, professional inventory stored safely outside your home you'll rest easier knowing you're protected.
Save Valuable Time
Your time is valuable. Save it for your other priorities and the things you love to do. Let a professional handle the intense work of cataloging your belongings. We're experienced and fully equipped to complete your inventory promptly.
Maximize Your Insurance Dollars
The cost of the inventory is truly minimal relative to the greater amount you will recover with good records in the event of a loss. You pay your insurance premiums each year. Let us help you create the records you need to maximize your insurance dollars in the event you need to make a claim.
Evaluate Your Personal Property Coverage
Taking inventory will also help you to evaluate whether or not you have enough personal property coverage. For example, do you know what your sub-limits are for jewelry or art within your policy? Your inventory also helps you to identify property that should be “scheduled” on your policy. It gives you a valuable tool for discussing your insurance needs with your agent, and helps you to make informed decisions about your insurance coverage.
Settle Claims Accurately and Promptly
Insurance companies recommend that you have an inventory. Each year, people lose thousands of dollars worth of belongings through fire, theft or other disasters. Fortunately, many of those loses are insured, but when it comes time to fill out claim forms many things are overlooked if there is no inventory. Having an up-to-date home inventory will help you get your insurance claim settled faster and will give you the documentation you need to verify losses for your income tax return.
Dennis Kizziah - Acting Director
"A complete inventory, including photos, may be one of the most valuable investments for peace of mind anyone can make for themselves and their families,"
Provide Documentation of Ownership and Value
In the event of a loss due to fire, theft, burglary or other catastrophe, your insurance company will try to be helpful and cooperative, but they won’t hand you a blank check. It’s up to you to document your losses. Just think how difficult it would be to recall from memory everything you own. An inventory with details, video and digital pictures will provide the required documentation to prove ownership and value of your possessions.